Detail Cantuman

Penelitian ini bertujuan untuk mengetahui (1) pengaruh Pendapatan terhadap Manajemen Keuangan pada Rumah Tangga masyarakat dinagari Binjai Kecamatan Tigo Nagari Kabupaten Pasaman,(2) pengaruh Sikap Keuangan terhadap Manajemen Keuangan pada Rumah Tangga masyarakat dinagari Binjai Kecamatan Tigo Nagari Kabupaten Pasaman. (3) pengaruh Pendapatan dan Sikap Keuangan secara simultan terhadap Manajemen Keuangan pada Rumah Tangga masyarakat dinagari Binjai Kecamatan Tigo Nagari Kabupaten Pasaman. Penelitian ini termasuk kedalam penelitian kausal asosiatif. Sampel penelitian ini adalah seluruh Rumah Tangga masyarakat dinagari Binjai Kecamatan Tigo Nagari Kabupaten Pasaman sebanyak 77 KK.Teknik penentuan sampel dalam penelitian ini adalah accidental sampling yaitu teknik penentuan sampel berdasarkan kebetulan, yaitu ibu rumah tangga yang secara kebetulan/insidental bertemu dengan peneliti dapat digunakan sebagai sampel, bila dipandang orang yang kebetulan ditemui itu cocok sebagai sumber data.. Teknik pengumpulan data menggunakan kuesioner. Hasil penelitian menunjukkan bahwa (1) terdapat pengaruh positif dan signifikan Pendapatan terhadap Manajemen Keuangan pada Rumah Tangga masyarakat dinagari Binjai Kecamatan Tigo Nagari Kabupaten Pasaman. (2) Tidak terdapat pengaruh signifikan Sikap Keuangan terhadap Manajemen Keuangan pada Rumah Tangga masyarakat dinagari Binjai Kecamatan Tigo Nagari Kabupaten Pasaman. (3) terdapat pengaruh positif dan signifikan Pendapatan dan Sikap Keuangan terhadap Manajemen Keuangan pada Rumah Tangga masyarakat dinagari Binjai Kecamatan Tigo Nagari Kabupaten Pasaman.
Kata Kunci: Pendapatan, Sikap Keuangan, Manajemen Keuangan

This study aims to determine (1) the effect of income on financial management in the households of the Binjai di nagari community, Tigo Nagari District, Pasaman Regency, (2) the influence of financial attitudes on financial management in the households of the Binjai dinagari community, Tigo Nagari District, Pasaman Regency. (3) the effect of income and financial attitudes simultaneously on financial management in households in Binjai, Tigo Nagari sub-district, Pasaman district. This research is included in the causal associative research. The sample of this research is all households in Binjai district, Tigo Nagari sub- district, Pasaman Regency in 77 families. The sampling technique in this study is accidental sampling, which is a sampling technique based on coincidence, namely housewives who accidentally meet with researchers can be used as sample, if it is considered a person that suitable as a source of data. Collecting data techniques is using a questionnaire. The results showed that (1) there was a positive and significant influence of income on financial management in the households of the Binjai dinagari community, Tigo Nagari District, Pasaman Regency. (2) There is no significant effect of financial attitudes on financial management in the household of the Binjai dinagari community, Tigo Nagari District, Pasaman Regency. (3) there is a positive and significant influence of income and financial attitudes towards financial management in the household of the village of Binjai, Tigo Nagari sub-district, Pasaman Regency
Keywords: Income, Financial Attitude, Financial Management