Yasirly Fauziah Agus Pengarang

Penelitian ini bertujuan untuk mengetahui : 1) Pengaruh kredit macet (Non Performing Loan) terhadap Return On Assets pada PT. BPR Swadaya Anak Nagari Pasaman Barat tahun 2016 - 2020, 2) Pengaruh kredit macet (Non Performing Loan) terhadap Return On Equity pada PT. BPR Swadaya Anak Nagari Pasaman Barat tahun 2016 — 2020. Tempat dan waktu penelitian penulis dilakukan pada PT. BPR Swadaya Anak Nagari Pasaman Barat dimulai tahun 2016 sampai tahun 2020. Sampelnya dalam penelitian ini menggunakan teknik Time Series berdasarkan kurun waktu tertentu. Hasil analisa regresi liner sederhana menggunakan SPSS 24 menunjukkan bahwa 1) Variabel kredit macet (Non Performing Loan) memiliki nilai sig 0,555 > 0,05 dimana koefisien (ß) sebesar -0,014. Hal ini menunjukkan bahwa variabel kredit macet (Non Performing Loan) berpengaruh negatif tidak signifikan terhadap Return On Assets. 2) Variabel kredit macet (Non Performing Loan) memiliki nilai sig 0,32 < 0,05 dimana koefisien (ß) sebesar -0,004. Hal ini menunjukkan bahwa variabel kredit macet (Non Performing Loan) berpengaruh negatif signifikan terhadap Return On Equity Kata kunci : Kredit Macet (Non Performing Loan), Return On Assets, Return On Equity The purpose of this research is to determine the following: 1) the effect of Non Performing Loans on Return On Assets at PT. BPR Swadaya Anak Nagari Pasaman Barat 2016 - 2020, and 2) the effect of Non Performing Loans on Return On Equity at PT. BPR Swadaya Anak Nagari Pasaman Barat 2016 - 2020. The author's research was carried out at PT. BPR Swadaya Anak Nagari Pasaman Barat between year 2016 and 2020. The Time Series technique was used in this research's sample over a specific time period. The results of a simple linear regression analysis conducted with SPSS 24 prove that 1) the Non Performing Loan variable has a sig value of 0.555 > 0.05, with a coefficient (13) of -0.014. This research has shown that variable Non-Performing Loans have insignificant negative impact on Return On Assets. 2) The variable of Non-Performing Loan has a sig value of 0.320<05 and a coefficient (ß) of -0.004. This research proves that variable Non Performing Loans have a significant negative impact on the Return On Equity. Keywords: Non Performing Loans, Return On Assets, Return On Equity